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The amount is usually delayed if an insured person has died within 2 years of the start of insurance policy. The delay is normally made due to investigations about a potential fraud. If no evidence of fraud is found, the payment is made as soon as possible. This is done in order to avoid interest charges.

Another obvious case in which insurance payment is delayed is when there are chances of a homicide. This should not be surprising for most people as numerous movies and television dramas have discussed this subject, where a beneficiary kills his family member, such as husband or wife, in order to get insurance amount. The payment is usually stopped until the completion of investigations.Payout Options:

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